Benefits Provided
An Accidental Death and Dismemberment (AD&D) benefit will be paid to an eligible member for any of the following losses through accidental means, on or off the job. The loss must occur within ninety days after the accident and while you are eligible for medical benefits. Payment will be made in addition to any other benefits you may receive.
AD&D coverage is fully insured by Standard Life Insurance.
| If you experience … | You will receive … |
|---|---|
| Loss of life | Ten-thousand dollars ($10,000) (Paid to the beneficiary) |
|
Loss of: Both hands Both feet Sight of both eyes One hand and one foot One hand and sight of one eye One foot and sight of one eye |
Ten-thousand dollars ($10,000) (Paid to the employee) |
|
Loss of: One hand One foot Sight of one eye |
Five-thousand dollars ($5,000) (Paid to the employee) |
Payment for all losses by any one accident may not be more than ten thousand dollars ($10,000), but the benefits paid on account of one loss will not reduce or prevent further payment for losses resulting from subsequent accidents.
These benefits will not be paid for death or any other loss caused by war, suicide or attempted suicide, commission or attempted commission of a crime, bodily or mental infirmity or disease, an infection other than a pyogenic infection of an accidental cut or wound, or travel in any moving aircraft aboard which the member is giving or receiving flight training.
If you leave Covered Employment, your AD&D benefit will end thirty-one calendar days after your last day of Covered Employment.