Plan Ahead for Your Pension

Employees in the New York City Hotel Industry (which includes hotel concessionaires and certain private clubs) who are members of the Union and whose employer has entered into a Collective Bargaining Agreement with the Union which requires it to make contributions to the Fund may become covered by the Plan. Employees of the Union and collectively-bargained employees of the New York Hotel Trades Council and Hotel Association of New York City, Inc. Employee Benefit Funds may also become covered by the Plan.

Generally, you will automatically participate in the plan after you become eligible. However, certain Contributing Employers have agreements with the Union which permit their employees to choose between participating in this Plan or in another pension or retirement plan of the Contributing Employer. If your Employer has its own pension or retirement plan in which you elected to participate instead of this Plan, you will not earn any Pension Credit for the period of time you chose to be in your Employer’s plan.

Covered Employment

Employers in the New York City Hotel Industry who are bound by a Collective Bargaining Agreement with the Union are required to make contributions to the Fund for certain categories of employment. Other Employers, including the Union and the New York Hotel Trades Council and Hotel Association of New York City Inc. Employee Benefits Funds are required to make contributions for certain categories of employment. Covered Employment is the period of time in which you are employed by any of these employers in a job category requiring contributions to the Fund. Covered Employment may include time while employed by a Contributing Employer prior to the time it began making contributions to the Plan. In addition, contributions, benefits and service credit will be provided during times of military leave as required by the Uniformed Services Employment and Reemployment Rights Act ("USERRA").

Active Participation »